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Growth
Growth-Stage Businesses
Financial reporting, forecasting, tax planning, bookkeeping cleanup, cash flow management, and CFO-level support.
Judy and Me, LLC
Fractional CFO & COO
Climate · Deep Tech · Capital-Intensive
The CFO who steps into the gaps others won't.
Fractional CFO and COO support for technically complex, capital-constrained companies. Capital strategy, covenant compliance, turnarounds, and the operating discipline that gets first-of-a-kind ventures to the next milestone.
Current Seat
CFO, Series B
Clean-Tech Firm
Clean-Tech Firm
Capital
$6M Equity · $70M+
Project Debt & Equity
Project Debt & Equity
Credentials
Enrolled Agent ·
MBA · USNA
MBA · USNA
Military Background
U.S. Navy
Submarine Officer
Submarine Officer
The Mandate
A track record measured in capital, controls, and outcomes.
Built across project finance, government-contracting compliance, private-equity transactions, and international restructuring. The work spans the situations where capital is complex, the stakes are real, and execution has to be exact.
$150M+
Project-finance and CAPEX budgets across renewable energy, infrastructure, hard-tech, and first-of-a-kind assets.
$70M+
Debt and equity project-finance advisory across carbon, renewable, and infrastructure opportunities.
Lead PE associate
Led a commercial real estate private-equity transaction end to end, reporting directly to the CIO. Sourcing through diligence, structuring, and close.
ITC / PTC
Asset experience across solar, solar + BESS, biomass, CSP, and thermal storage, including tax equity and tax-credit monetization.
8 jurisdictions
Entity and tax restructuring across international operations to improve compliance and efficiency.
Controls & QA
DCAA-ready government-contracting controls: cost pools, timekeeping, indirect rates, and audit readiness. Plus ownership of quality assurance and quality-control programs.
Track Record
Six moments that actually mattered.
Not a list of numbers. The specific situations where the work changed the outcome. Names withheld; the results are real.
Capital · Survival
Engineered bridge financing and a convertible note to avoid insolvency, without forcing a down round.
Preserved enterprise value at a critical stage for a venture-backed company carrying $500K+/month in burn, protecting both the balance sheet and existing investors.
Turnaround · Compliance
Inherited six years of inaccurate, non-compliant books. Rebuilt to audit-ready in five months.
Overhauled financial statements, rebuilt SOPs from scratch, restored foreign tax compliance, and led full international subsidiary consolidation into audit-ready condition.
Tax · Strategy
Reduced a client's tax liability by 80%, and reworked R&D credits to save six figures in payroll taxes.
Entity restructuring built on defensible positions, not gray-area aggressiveness. The savings held up under scrutiny because the documentation was built to.
Project Finance · Energy
Structured residential solar leasing and built the models that powered REC revenue.
For a distributed solar platform, designed the third-party-owned lease and PPA structure for homeowners, then built the financial models behind it: sizing customer economics, portfolio cash flows, and the renewable energy credit revenue that made the unit economics work.
Operations · Beyond Scope
Stopped a contract in month one that would have impaired a major revenue stream.
The value most fractional finance hires can't offer: serving as the final commercial and legal review before outside counsel, drafting terms from scratch, and catching the cash-flow landmines buried in the fine print.
Private Equity · Diligence
Led a commercial real estate PE deal, and surfaced ~$200M in risk a family office hadn't priced in.
Ran a real estate transaction end to end as lead associate reporting to the CIO, and separately built the sensitivity and risk analysis on a private portfolio. Also contributed to diligence on a large-scale M&A integration as part of the deal team.
Practice Areas
One operator. The whole finance problem.
The core is fractional CFO and COO work for capital-intensive companies. Tax strategy and project finance run deep alongside it, and a broader capabilities bench covers the rest. Tap any area to see inside.
Capital strategy, covenant compliance, turnarounds, forecasting, and the cross-functional execution that keeps complex companies moving, plus the COO instinct to cover the gaps around finance.
A senior operator in the seat, not a junior team on a template.
Tax planning, entity strategy, S-Corp support, deduction analysis, estimated tax planning, IRS notice response, and representation before the IRS.
Pursue efficiency without creating unnecessary compliance risk.
Financial modeling, capital stack analysis, sponsor economics, tax equity support, diligence, and risk review for capital-intensive projects.
Models built for decisions, not decoration.
Beyond the core, the same operator brings structure to family offices, nonprofits, compliance-heavy organizations, and the systems underneath them: bookkeeping and controls, governance and DCAA, grant accounting, and finance-systems modernization.
One set of hands, a wide range of problems.
Who We Serve
Built for companies where the finance decisions are hard.
The sweet spot: venture- and growth-stage companies raising capital, managing burn, and scaling faster than their back office, plus the founders, sponsors, and organizations who need a senior operator without a full-time hire.
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Growth
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PE-Backed
PE-Backed & PE-Adjacent
Head of Finance support, reporting discipline, financial controls, management packages, and operator-level structure.
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Self-Employed
Complex Self-Employed
Tax planning, entity structure, bookkeeping coordination, deduction review, estimated tax, and financial organization.
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Family Office
Newly Minted Wealth & Family Offices
Entity coordination, investment analysis, reporting structure, capital planning, and family-office setup.
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Nonprofit
Nonprofits
Grant accounting, restricted fund tracking, budgeting, internal controls, board reporting, and mission-driven systems.
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Project Sponsors
Project Sponsors
Financial modeling, capital stack review, tax equity support, risk analysis, and decision-ready project economics.
The Doctrine
Maximize efficiency.
Maximize efficiency.
Stay defensible.
Financial and tax strategy should be thoughtful, proactive, and efficient, but always grounded in the law, documentation, and defensible records. Capture legitimate benefits. Avoid unnecessary waste. Build systems that withstand scrutiny.
In Their Words
The judgment of a senior finance leader, the mindset of an operator.
From founders, investors, and executives Adarsh has worked alongside. Names and companies withheld at their discretion; the words are theirs.
"
He brought a rare combination of project finance discipline, renewable energy knowledge, and practical operating judgment. He moves comfortably between detailed modeling, commercial structuring, investor-facing analysis, and strategic decision-making. I would confidently recommend him to any company or investor working on renewable energy, infrastructure, or capital-intensive growth.
"
Adarsh served as CFO during a period of rapid growth and rising complexity. He brought immediate value across cash management, forecasting, contract economics, and executive decision support. He was especially effective at translating messy, fast-moving business activity into clear financial visibility and practical recommendations.
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What stood out most was his ability to combine finance, operations, compliance, and executive judgment. He took issues that could have stayed informal or fragmented and turned them into practical processes the business could actually use: KYC, international compliance, onboarding, governance. Sophisticated and practical at the same time.
"
Adarsh has a unique ability to bring clarity and direction to teams navigating ambiguity. He set high standards while remaining approachable and receptive to new ideas, empowering people to take ownership. That combination of trust, accountability, and encouragement created an environment where people genuinely wanted to do their best work.
Start Here
Clearer numbers, or a stronger financial foundation?
Start with a free 20-minute call. We'll talk through where you are, what's urgent, and whether Judy and Me, LLC is the right fit.
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